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马化腾成首富就宣布收费!网友:我要用支付宝聊天

2017-11-12 01:22| 投稿: lofor |来自: 互联网

摘要: 微信在我们信息化的生活中是越来越离不开,成为通讯,支付,购物等必不可少的一个软件。马化腾也因为股票上涨坐上了首富的宝座,并且,马化腾本人的身家因此也大幅增加,个人净资产达到422亿美元,击败马回到亚洲首 ...

微信在我们信息化的生活中是越来越离不开,成为通讯,支付,购物等必不可少的一个软件。马化腾也因为股票上涨坐上了首富的宝座,并且,马化腾本人的身家因此也大幅增加,个人净资产达到422亿美元,击败马回到亚洲首富位置的福布斯名单。

正如用户仍在祝贺腾讯取得如此骄人的业绩一样,他们还发布了一条重要信息:自2017年12月1日以来,微信用户通过微信进行信用卡还款是开始收费!标准是每个用户每月增加5000元,收费是0.1%元。

这里有付费服务。是心碎吗?你知道,自去年3月以来,微信宣布其第一个现金费用,它离收费公路越来越远,现在信用卡还款也不容忽视,很多网友都无奈的表示:微信越来越用不起了,还是用支付宝吧!

那么为什么支付宝不收费,微信要收费呢?他们的本质是不一样的其实,支付宝主要属于交易场景,而微信属于社交场景。说白了,支付宝就是为花钱为生,而微信本身就是一款免费的社交软件。

微信红包很火,但红包的本质是钱在用户和用户之间划来划去,微信向谁都收不到钱。所以,支付宝提现不收费,你可以放心地买买买,有没有想过,支付宝如果提现收费,谁还愿意往里面放钱,没人愿意放钱,支付宝的交易势必会受到很大影响。

其次,支付宝上的钱物交换额度不小,频率却很高,而微信这边则恰好相反,额度很小,频率很高。过去,我们觉得淘宝上的消费属于小额支付,京东好歹是几百几千块的数码产品起家的,淘宝上我估计总体上人均客单价不会超过几十元(可能现在略有升高),当年大量的9块9包邮横行江湖。但是,你再跟今天的很多定额一分钱的红包相比,9块9简直是一笔巨款。

这大概也是支付宝不收费而微信收费的另一个原因吧,除了有商家“补贴”之外,支付宝在资金成本这一端的压力,也要比微信小得多。最重要的是,支付宝的每一笔支付,都带来实实在在的销售额,人家心甘情愿啊,这和“用户之间转来转去平台屁都没剩下”相比,实在要划算得多。

两个平台属性本就不同,其实在这一点上本身就没有太多的可比性,对于用户来说,你可以继续用支付宝买东西,用微信来聊天,刷朋友圈,朋友发给你的微信红包,用来在线支付或者继续发出去便可,事儿就是这么个事儿,就看你怎么去想了。
这也许对马云来说又是一个发财的好机会。因为对于作为网友的大家来说,社交方便是最重要的,但也不能说总是一味的收费吧,这个也收费,那个也收费,等待他的也许就是最终的淘汰吧!但愿我们的马云爸爸在支付宝里不要增加收费的项目,给大家以提供便利,与此同时,马云爸爸的将支付宝打造成社交平台的梦想也就很快会实现了!

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