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电邮密碼疑被黑客窃取 美华裔女子信用卡遭盜领

2018-2-5 11:57| 投稿: xiaotiger |来自: 互联网

摘要: 据美国《世界日报》报道,使用邮件传送个人信息、银行密码等资料的民众要留意了。明州地区有华人在未丢失信用卡的情况下,仍遭人从帐户盗领现金,受害者分析,相关金融信息,很有可能是因黑客侵入个人电子邮件盗取资 ...

据美国《世界日报》报道,使用邮件传送个人信息、银行密码等资料的民众要留意了。明州地区有华人在未丢失信用卡的情况下,仍遭人从帐户盗领现金,受害者分析,相关金融信息,很有可能是因黑客侵入个人电子邮件盗取资料得逞。

  住在明州的苏小姐日前收到“发现”信用卡通知,指出有人透过提款机,从她的帐户中提领单日最高额度的400元预借现金,苏小姐并没有遗失信用卡,歹徒却有办法将她帐户设定新密码后盗领现金,让她心生警觉,立即冻结帐户并更换帐号并申请新的提款卡。没想到隔天谷歌邮件系统,通知她有人从智利登入她的电子邮件帐号,接着被盗领现金的同一家信用卡,也向她送出有人再度用她的信用卡提领现金但未成功的讯息。

  为防范手机被窃而使个资外泄,可将手机与智能型手表配对,只有两个装置在一起时,才能打开手机。(《世界日报》记者陈曼玲 摄)

  本身从事网络电脑工作的苏小姐说,因为自己十分仰赖网路,尤其她在LastPass网站上记录了自己数百个网站帐号与密码,她担心这些“黑客”是侵入电子邮箱而获取她的各项个人帐户讯息。

  经过这次教训,苏小姐决定把在电脑上使用电子邮件的登入方式,全部改为双重身分认证(two factor authentication),她解释,要登入邮箱的话,必须先使用手机授权,才能在指定的电脑IP位址上登入。另外她认为仅用密码登入手机也不安全,所以她改用生物识别登入方式,将手机与另一个可信任的装置配对,例如她戴着智能手表使用手机的话,无需密码;但当手表不在身边时,手机就会自动上锁。

  根据“消费者报告”网站指出,大部分声称帮你监控信用是否被盗用的网站公司,可能都夸大其词,因为你其实不需要每个月付钱给这些公司,也能自己监控个人帐号或资料,像是申请网络银行看管金钱流向,或是到Equifax, Experian, 和TransUnion这些公司可免费取得信用报告。

  其他可能被盗用的状况还有医疗支出的帐号(HSA)、报税退款,最严重的是社会安全码被偷取时,歹徒可以用来开新帐号或手机号码等。若有个人资料被盗用的迹象,应尽快到联邦贸易委员会(FTC)的官网(https://identitytheft.gov)举报,该网站会列出因应步骤。

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